Bad credit loans are designed for people who have had issues with bad credit. They are also for individuals who have suffered CCJs or been backlisted. Bad credit loans - often referred to as Bad Credit History Loans - are offered by brokers who can check hundreds of lenders on your behalf.
Whether you're looking for a secured or unsecured loan, you will usually be considered on a bad credit loan. This is because your broker will know which lenders are sympathetic to those applicants who have had credit problems.
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Make sure you compare providers, as the APR rate may vary and you may be offered a much better deal if you look beyond the first offer. Also note that if you have had problems with repayments in the past, you may find it difficult keep up now - and end up in a trickier situation than before.
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